Terms and Conditions

1. INTRODUCTION

We are Ree Technology and Innovation Ltd, doing business as Reepay.ng, a company registered under the laws of the Federal Government of Nigeria and located at 36 st saviour Benin city Edo state. These Terms and Conditions shall govern the use of this website and mobile applications. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these Terms and Conditions, you may not use this website.

2. AGE RESTRICTION/MINOR

Our services are not targeted toward or intended for use by anyone under the age of 18. If you are under the age of 18, you are not permitted to use our website and services.

3. LICENSE TO USE WEBSITE

Unless otherwise stated, Ree Technology and Innovation owns the intellectual property rights to the website and materials on the website. Subject to the license below, all these intellectual property rights are reserved.

• You may view, download for caching purposes only, and print pages from the website for your personal use.
• You must not: Republish material, sell/rent/sub-license material, show material in public, reproduce for commercial purposes, edit or modify material, or redistribute material except for specifically allowed content.

4. USER CONTENT

Our service allows you to post content. You are responsible for the content that you post, including its legality, reliability, and appropriateness. By posting content, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content through the service.

5. ACCEPTABLE USE POLICY

• Do not use the website for illegal activities
• Do not engage in fraudulent activities
• Do not incite hatred or use derogatory content
• Do not distribute viruses or malware
• Do not send unsolicited advertising or spam
• Do not interfere with the website's operation
• Do not use trademarks or logos without consent

6. INDEMNITY

You agree to indemnify, defend, and hold harmless Reepay.ng, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, and expenses arising from your breach of this agreement or applicable laws.

7. SECURITY AND UNAUTHORIZED USE

You are responsible for all transactions conducted using your devices, payment cards, or accounts. Ensure their security. Passwords must be kept secret. You are liable for all activities undertaken using your account credentials.

8. FAILED TRANSACTIONS, REVERSALS, AND REFUNDS

For failed transactions, send details to [email protected]. Refunds are issued for payments received but not completed successfully. If we cannot deliver within 72 hours, the refund process will begin.

9. DISCLAIMER

Our website and services are provided 'as is,' without warranties of any kind. Reepay.ng does not guarantee uninterrupted, secure, or error-free services.

10. LIMITATION OF LIABILITY

Reepay.ng and its officers are not liable for special, incidental, indirect, or consequential damages arising from the use or inability to use the platform.